What filings can Cover Whale issue and how long do they take?

Last Updated 10/16/23

Filing requirements may vary for each business; however, Cover Whale can usually complete the following types of filings within one business day:

  1. Form E filings - State-level filing, with the exception of Florida where Form E is an exemption.
  2. Form H filings - Only completed for Illinois, Pennsylvania, and Ohio (as long as operations don't include household goods); submit the request, and Cover Whale will attempt to submit the filings.
  3. DOT BMC 91x filings - Federal-level filing
  4. DMV 65 filings - Specific to California; requires a California carrier identification number
  5. TXDOT filings - Requires a certificate number
  6. MCS-90 - Found in the Auto Liability policy package
  7. Uniform Intermodal Interchange and Facilities Access Agreement (UIIA)

Please note:

  • Federal Filings are required for motor carriers crossing state lines (interstate) and serve as proof of carrying the required coverages based on the operation at a policy level. These are processed through FMCSA.
  • State Filings are required for motor carriers within state lines (intrastate) and serve as proof of carrying the required coverages based on the operation at a policy level.
  • DMV Reporting is required for confirming coverages at a vehicle level for specific VIN numbers, which may be necessary for plates/registration.