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      2. Our Guidelines

      Does Cover Whale offer Uniform Intermodal Interchange and Facilities Access Agreement (UIIA) coverage?

      Last Updated 9/26/2024

      Yes! Cover Whale participates in the Uniform Intermodal Interchange and Facilities Access Agreement (UIIA), a program administered by the Intermodal Association of North America (IANA).

      To request this to be added on the Submission, you will need to select "UIIA - Intermodal" under the Operations tab of the application and include "Intermodal Containers" as a commodity under the Cargo tab.

      Our UIIA guidelines for Auto Liability are:

      • Targeting 1-25 power units at bind
      • Growth of 2 additional power units per quarter allowed above the original cap of 25 units
      • A dashcam is required for Auto Liability
      • 2 years minimum driving experience with a similar vehicle
      • All drivers and vehicles must be scheduled
      • Tractors and trailers must be newer than 23 years old
      • Currently offering non-admitted in these states: Alabama, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Idaho, Iowa, Indiana, Maryland, Michigan, Minnesota, Missouri, Mississippi, New Hampshire, New Jersey, Ohio, Oklahoma, Oregon, Rhode Island, Pennsylvania, Tennessee, Texas, Utah, Virginia, and West Virginia. Please note that availability may be subject to change.
      • Currently offering admitted in Illinois, South Carolina, and Wisconsin.

      Here's how agents can get certified:

      Once the policy or endorsement is bound, an agent can file for certification with IANA at UIIA.org. Or Cover Whale can file on the agent's behalf, but the agent must provide the following:

      • Standard Carrier Alpha Code (SCAC). This identifies the transportation company for which the policyholder is hauling. This will need to be added as a note in the Cover Whale Platform.
      • UIIA Form 5c. Agents can obtain the form at https://uiia.intermodal.org/documents/uiia/epchec.pdf. This will need also to be added as a note in the Cover Whale Platform.

      • Agents must provide their agent code. If an agent doesn't have a UIIA agent code and needs to obtain it, they can watch this helpful video from UIIA. The agent code will need to be added as a note in the Cover Whale Platform.