Cover Whale charges different underwriting fees for ELD and dashcams.
Last updated 6/2025
Telemetry data-sharing for every vehicle covered by a Cover Whale Auto Liability policy is required.
Policyholders have two options for data sharing. They can either connect vehicles’ existing electronic logging devices (ELDs) to their Cover Whale policy, or install forward-facing dashcams provided by Cover Whale. Agents must select one of these options when binding the policy via the Cover Whale platform.
Underwriting fees are assessed for both telemetry data-sharing options, applicable only to E&S policies. These fees reflect our sustained commitment to enhancing driver safety and continually improving our service.
For new policies:
The underwriting fees for new policies are as follows:
- For the ELD connection option, the fee is $599.00 per vehicle.
- For the dashcam option, the fee is $1099.00 per vehicle.
When selecting the ELD connection option, please ensure the policyholder has a fully installed, active ELD and that Cover Whale supports their device. A full list of supported devices can be found here.
If a policy is bound with the ELD option, and the policyholder does not have an installed and supported ELD, it can be switched to the dashcam option and an additional $500 underwriting fee will be assessed per the above-listed fees.
If the dashcam option is selected at binding and a switch to the ELD option is requested, Cover Whale cannot refund the $500 differential in underwriting fees.
For renewals:
When renewing a policy, policyholders are entitled to a discount on these fees:
- For the ELD connection option, the fee is $299.50 per vehicle (50% renewal discount).
- For the dashcam option, the fee is $549.50 per vehicle (50% renewal discount).
If at renewal, policyholders wish to switch from their existing data-sharing option to another, the underwriting fee will be the discounted renewal amount for the newly selected option.
Telemetry data-sharing is optional for policies other than Auto Liability offered by Cover Whale. Although, if policyholders choose to engage in data sharing for those policies, the above fees still apply.