Underwriting Fees on Endorsements

Last updated: May 20, 2026

All premium-bearing endorsements include an underwriting fee based on the line of coverage. You will see these fees reflected directly on endorsement quotes before binding.

All underwriting fees are fully earned — they are not refunded on mid-term cancellations or on endorsements that reduce premium.

• Endorsement quotes will always display the total fees due before you bind.
• Fees apply per endorsement transaction.
• Small premium changes (under $500) will not trigger an underwriting fee.

If you have questions about the fees reflected on a specific endorsement quote, please reach out to billing@coverwhale.com