How are down payments made?

Policyholders make down payments through DocuSign.

Last Updated 11/13/2024

Down payments can be made through different methods, depending on the premium finance company involved:

If the policyholder's Premium Finance Agreement is funded by First Insurance Funding or Honor Capital, they will receive the down payment link with their DocuSign policy documents and will need to follow that link to make their down payment directly in order to bind coverage.

The policyholder is responsible for ensuring their banking institution properly transmits funds for any down payment. If a down payment is returned due to unapproved or insufficient funds, coverages are subject to flat cancellation. 

Pro tip: monitoring the status of loans on behalf of your clients keeps you in the loop on the billing activity. Learn how to access premium finance companies’ portals here.