Yes! Cover Whale offers a discount program as part of our Driver Safety Program.
Policyholders may receive up to a 30% discount on their premium when they renew their Cover Whale Auto Liability policy after a year of safe driving. This encourages drivers to maintain safe driving practices to reap the benefits of the discount.
Renewal quotes are generated 30 days before a policy is set to expire, and the discount is applied automatically if the policyholder qualifies. Promote this incentive to help policyholders understand the cost savings they can achieve by practicing safe driving. Keep in mind, when it comes to assessing a policyholder for a potential discount, we assess a number of factors including how often the driver speeds, instances of hard braking and sharp cornering, and whether they're compliant with the operation of their Cover Whale-provided dashcam. These and other factors help us determine their safe-driver status and enable us to apply our Safe Driver Discount at renewal time.