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      Choosing Your Telemetry Data-Sharing Method

      Last Updated 5/2/2025

      Choosing Your Telemetry Data-Sharing Method

      To help manage risk and keep premiums affordable, telemetry data sharing is a required part of Cover Whale’s Auto Liability insurance program. Policyholders can meet this requirement by either connecting an Electronic Logging Device (ELD) or installing a dashcam. Below, we outline both options, including new updates to our dashcam policy and underwriting fees.

      Option 1: Electronic Logging Device (ELD) Connection

      Best Value – Save $500 per vehicle

      Why Choose ELD?

      • The fastest and easiest way to meet insurer requirements.

      • No new equipment installation needed—just connect your existing ELD.

      • Helps ensure compliance while maintaining driver privacy.

      • Lower underwriting fees.

      Underwriting Fees (per vehicle):

      • New Business: $599

      • Renewal: $299.50 (50% renewal discount)

      How to Connect Your ELD:

      1. Check your email: After binding, you'll receive a link to connect your ELD.

      2. Select your vendor: Choose from the list of supported Electronic Logging Device (ELD) providers.

      3. Follow the steps: Each vendor has its process—complete setup within 35 days of your policy's effective date.

      If ELD isn’t an option, the dashcam is your alternative.

      Option 2: Outward-Facing Dashcam

      New Update: No More Inward-Facing Cameras

      Why Choose Dashcam?

      • Ideal for drivers without a compatible Electronic Logging Device (ELD).

      • Delivers real-time safety insights and claims support through a road-facing lens.

      • Enhanced monitoring with a simple install.

      • Now provides greater driver privacy.

      What’s New (Effective May 5, 2025):

      • Interior-facing cameras are no longer required and have been remotely disabled.

      • New dashcams will ship with the interior lens either disabled or omitted entirely, depending on the model.

      • No hardware swaps are needed.

      Underwriting Fees (per vehicle):

      • New Business: $1,099

      • Renewal: $549.50 (50% renewal discount)

      How to Set Up the Dashcam:

      1. Receive your dashcam: It will ship shortly after your policy is bound.

      2. Install the camera: Use the included instructions for setup.

      3. Activate: Ensure it is installed and transmitting within 10 days of delivery.

      Confirming Inward-Facing Camera Deactivation

      • Orion Devices:
         Confirm interior view is disabled through the Orion Portal or Waylens Fleet app (available on Apple App Store or Google Play).

      • Nexar Devices:
         To detach the interior-facing lens:

        1. Remove the camera from its magnetic mount.

        2. Locate the interior-facing lens on the left side of the device.

        3. Align the lens straight with the main unit if tilted.

        4. Gently pull to detach.

        5. Reattach the main unit with the connectivity module on the passenger side.

      Frequently Asked Questions

      Q: Why is telemetry data sharing required?

      A: It enables Cover Whale to offer competitive rates through advanced driver coaching and risk management. Weekly driving scorecards help drivers improve performance and potentially lower future premiums.

      Q: What happens if telemetry isn’t set up in time?

      A: Policies may be canceled for non-compliance if:

      • ELD isn’t connected within 35 days of the policy start date.

      Dashcam isn’t installed and active within 10 days of delivery.