How does Cover Whale determine the cost for vehicles and trailers?

Cover Whale's rating system uses various factors to price vehicles and trailers, making sure premiums are accurate and fair based on individual risk profiles. These factors include (but are not limited to):

• Year of vehicle or trailer
• Make and model of vehicle or trailer
• Years in business
• Garaging location
• Expected driving radius
• Fleet size
• Driver's age
• Driver's CDL years of experience
• Driver's accidents or violations (verified through MVR)
• Loss history

By considering these factors, you can trust that Cover Whale's rating structure offers the right coverage at a fair price.